November 10th has already passed, and we enter a season marked by shorter days, thoughts of Thanksgiving and Christmas, and, for many, anticipation of the next round of Social Security benefits.
The Social Security Administration (SSA) makes monthly payments, however the particular date varies. This timetable is often based on your birth date. If you submitted a claim for Social Security retirement, disability, or survivor benefits after May 1, 1997, your payment date is usually the second, third, or fourth Wednesday of the month.
Social Security paydays in November
Supplemental Security Income (SSI), which is intended for those with disabilities and older persons with limited income and resources, is typically distributed on the first of each month. However, adjustments can occur on federal holidays and weekends.
Understanding the timing of these benefits might help you plan more effectively as we approach the holiday season. Whether you are a Social Security beneficiary or know someone who is, understanding the payment schedule is critical for good financial management.
If the first of the month falls on a Sunday, as it happened in September, payments are made on the previous business day. Furthermore, recipients who began receiving benefits before May 1997 have a set payment date.
Social Security Benefits: A Look Ahead to 2025
Social Security recipients can expect a 2.5% boost in their monthly checks by 2025. SSA confirmed a 2.5% adjustment, which is lower than the previous two years’ increases, indicating a pattern of moderate inflation. In contrast, recipients saw a 3.2% increase in 2024, following an extraordinary 8.7% increase in 2023 as a result of record-high inflation over four decades.
November 2024 Payment Schedule
Below are the dates when beneficiaries can expect their monthly payments in November:
- SSA beneficiaries who started receiving benefits before May 1997: November 1 (paid)
- Birthday between the 1st and 10th of the month: November 13 (Second Wednesday of the month)
- Birthday between the 11th and 20th of the month: November 20 (Third Wednesday of the month)
- Birthday between the 21st and 31st of the month: November 27 (Fourth Wednesday of the month)
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Double Payments in November for Some
Interestingly, those receiving Supplemental Security Income (SSI) will receive another check in November due to the payment schedule’s timing this year.
The Social Security Administration normally issues SSI payments on the first of each month. However, when this day falls on a weekend or a holiday, such as Sunday, December 1, the government alters the timetable to pay recipients early.
In this case, persons receiving SSI will receive their December payment on Friday, November 29.
How to Report a Missing Social Security Payment
If your electronic payment does not come on the specified date, the Social Security Administration recommends that you first contact your bank or financial institution. They suggest that “there may be a delay in posting your payment.”
Steps to Take for Missing Payments
- If the issue persists, and you need to report a late, missing, or stolen Social Security payment, you should contact the Social Security Administration directly.
- Call them at 1-800-772-1213 (TTY 1-800-325-0778).
- You can also reach out to your local Social Security office for assistance.