The most recent SSDI payment was sent on October 23, 2024. On the other hand, millions of people who get Social Security are already getting ready for their next SSI or Disability Insurance check or direct pay.
The Social Security Administration says that the average payment for SSI is $698 and the average payment for SSDI is $1,539 per month. Payment amounts change a lot from person to person based on their work history, filing age, and income or resources.
Next SSI and SSDI payment
It’s not always the same day that people who get Supplemental Security Income and people who get Social Security Disability Insurance get paid.
This normally takes place when the Social Security payment needs to be sent early and the last business day was the first of the month. In fact, this is what will happen on November 1.
As long as they are still qualified, everyone who gets SSI will get their next payment on November 1, 2024. If you want to get your SSDI payment on November 1, you must also get SSI or have been getting benefits since May 1997.
Is it the last SSI or SSDI payment SSA has scheduled in November?
Sometimes the SSI payment has to be sent in the month before, even if there is only one payment a month. It’s because it’s a holiday or weekend. The SSI payment for December will be sent out on November 29.
There will be 3 more SSDI payments. Everybody will get their money back on the second, third, or fourth Wednesday in November.
- Disability Insurance on November 13: born from 1-10
- Disability Insurance on November 20: born from 11-20
- Disability Insurance on November 27: born from 21-31
Maximum Payment Amounts for SSI and Disability Insurance
Anyone who needs SSI can get up to $472 a month, a single person up to $943, and a married couple up to $1,415 a month. It is possible for people who get disability insurance to get up to $3,822 if they worked high-paying jobs for at least 35 years.
Understanding the Differences: Explaining SSI and SSDI Benefits
- A summary of the key differences between SSI (Supplemental Security Income) and SSDI (Social Security Disability Insurance) benefits:
Funding Source
- SSI is funded by general tax revenues.
- SSDI is funded through the Social Security Disability trust fund, which workers pay into via FICA taxes.
Eligibility Criteria
- Both SSI and SSDI require meeting Social Security’s disability criteria.
- SSI also requires having limited income and resources.
- SSDI requires being “insured” through sufficient prior work history and FICA contributions. Prior income and resources do not affect eligibility.
Benefit Amount
- SSI amounts are set each year by Congress. Some states provide supplemental payments.
- SSDI benefit amounts are based on the individual’s prior earnings record.
Health Insurance
- SSI recipients are immediately eligible for Medicaid.
- SSDI recipients become eligible for Medicare after a 24 month waiting period.
Other Differences
- SSI has no prior work requirement. SSDI requires recent and sufficient work history.
- Disabled adult children may be eligible for SSDI based on a parent’s work record if disabled before age 22.
- SSI recipients may be eligible for food assistance. SSDI does not provide food assistance.